Currency Converter
Convert between major world currencies using live exchange rates.
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Cómo funciona
This tool fetches live daily exchange rates (sourced from the European Central Bank) and converts your amount from one currency to another using a common USD-based rate table, so any pair of supported currencies can be converted directly.
Rates are expressed relative to the US Dollar: to convert, say, Japanese Yen to Euros, the calculator first converts your Yen amount to its USD equivalent, then converts that USD amount into Euros — all in one step behind the scenes.
The rate shown here is the "mid-market" rate — the midpoint between global buy and sell prices for a currency pair, and the same reference rate you'd see quoted in financial news. It's the fairest baseline for comparison, but it's not the rate you'll actually get at a bank or currency exchange counter.
Banks, card networks, and money-transfer services typically add a markup (a spread) on top of the mid-market rate, plus sometimes a flat fee, which is how they make money on currency exchange. That's why the amount that lands in your account after an international transfer is usually a bit less than this calculator's exact conversion would suggest.
This is useful for budgeting travel, estimating the cost of an international purchase, roughly converting a salary or invoice into another currency, or simply understanding how far your money would go elsewhere — for anything with real money changing hands, always confirm the exact rate and fees with your bank or provider first.
Exchange rates move based on a mix of factors: a country's interest rates (higher rates tend to attract foreign investment, strengthening the currency), inflation, trade balances, political stability, and overall economic outlook all play a role. This is why currency values can shift meaningfully around central bank announcements or major economic news, even though nothing about the physical money itself has changed.
If you're actually exchanging currency rather than just estimating, a few practical tips help: airport currency kiosks and hotel exchange counters typically offer the worst rates and highest fees of any option; a no-foreign-transaction-fee debit or credit card usually gets close to the mid-market rate shown here; and dedicated money-transfer services are often cheaper than traditional banks for larger transfers.
How current are these rates?
Rates update once per weekday from the European Central Bank's reference rates — they're indicative and may differ slightly from what banks or card issuers charge.
Why is the rate I see here different from my bank's rate?
This calculator shows the mid-market rate — the midpoint between buy and sell prices with no markup. Banks and card issuers typically add their own margin on top, so the rate you're actually charged will usually be slightly less favorable.
What is a "mid-market" exchange rate?
It's the midpoint between the global buy and sell prices for a currency pair at a given moment — the rate you'd see quoted by financial data providers, before any bank or service markup is applied.
How often do exchange rates change?
Currency markets move continuously during trading hours based on economic data, interest rates, and global events. This calculator's rates refresh once per weekday, so intraday moves won't be reflected until the next update.
Can I use this for large business transactions?
It's fine for estimates, but for anything transactional, confirm the exact rate and any fees directly with your bank, payment processor, or currency broker — rates and terms vary by provider and transaction size.
Which currencies are supported?
All major world currencies tracked by the European Central Bank's reference rates, including USD, EUR, GBP, JPY, INR, AUD, CAD, and around two dozen others — see the dropdown for the full list.
Does this calculator store or track my conversions?
No — like every tool on this site, the conversion happens in your browser and nothing you enter is saved or sent anywhere beyond fetching the current exchange rate.
What causes exchange rates to change?
Interest rates, inflation, trade balances, political stability, and broader economic conditions all influence currency values — rates can move noticeably around central bank decisions or major economic news.
What's the cheapest way to actually exchange money?
Airport kiosks and hotel counters are usually the most expensive. A no-foreign-transaction-fee card or a dedicated money-transfer service typically gets you closer to the mid-market rate shown here than a traditional bank counter exchange.
Why does the rate use USD as the common reference?
The US Dollar is the world's most widely traded currency, so most published exchange-rate data is naturally organized around it — routing every conversion through a USD-based table keeps the underlying data simple while still supporting direct conversion between any two currencies.